Loan Facility on PPF

One can avail loan on PPF subject to certain terms and conditions:

One can avail loan from 3rd Financial Year to 5th Financial Year.
Interest rate charged is 2% more than the prevailing interest year.
Loan is to be repaid within 36 months.
Maximum 2 nos of loans can be availed.
2nd loan can be availed only if 1st loan is fully repaid.
Maximum of 25 % of the balance at the end of the 2nd immediately preceding year can be taken as loan.
Loan facility is not available for inactive or discontinued accounts.
After individual become eligible for withdrawal, loan facility cannot be availed.